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It's like trying to navigate out of a maze while blindfolded—impossible unless you can see the whole picture. +endln+ +endln+<b>Create Your Complete Debt Inventory</b> +endln+ +endln+Let's start with a thorough audit. Grab a notebook or open a spreadsheet and list every single debt you owe: +endln+ +endln+<>] Creditor name (who you owe) +endln+<>] Current balance (total amount owed) +endln+<>] Interest rate (the percentage you're being charged) +endln+<>] Minimum monthly payment +endln+<>] Due date +endln+<>] Debt type (credit card, mortgage, student loan, etc.) +endln+ +endln+For many, this process reveals surprising insights. 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